Affordable protection for your family's future. Get the coverage you need at a price you can afford and preview premiums with our Mortgage Protection Calculator.
Term life insurance provides coverage for a specific period, typically 10, 20, or 30 years. It's designed to provide financial protection for your family during your most productive years when they depend on your income the most.
Already comparing options? Read how term life stacks up against mortgage life policies in our Mortgage Life Insurance vs. Term Life guide, or see why homeowners trust us in customer testimonials.
Lower cost compared to permanent life insurance, making it accessible for most families.
Choose coverage periods that match your family's needs and financial goals.
Get substantial coverage to replace lost income and pay off debts.
Get maximum coverage for minimum cost, perfect for young families and those on a budget.
Easy to understand coverage with no complex investment components or cash value.
Fast application process with many policies approved within days, not weeks.
Start a quote online, schedule a call, or dive deeper into underwriting nuances with the resources below.
Family First Benefits agents analyze your amortization schedule, household income, and existing protection to recommend the ideal term length and riders. We help you coordinate level term coverage with mortgage protection so every debt is accounted for.
Blend mortgage protection with income replacement term policies to protect both your loan balance and your family's future expenses.
We highlight carriers with strong conversion privileges so you can upgrade to permanent coverage without new underwriting.
From college planning to business continuation, we model the capital you need today and 20 years from now.