Protect your income if you become disabled and can't work. Get the financial security you need and lock in benefits alongside our Mortgage Protection Calculator.
Disability protection insurance provides income replacement if you become disabled and can't work due to illness or injury. It helps maintain your financial stability during recovery.
Receive a percentage of your income while you're unable to work.
Choose short-term or long-term disability coverage based on your needs.
Disability benefits are typically tax-free, providing more value for your money.
Use these quick links to tailor your disability plan and keep your mortgage current during recovery.
Our disability specialists coordinate benefit periods, elimination windows, and residual income riders so your mortgage stays current even during extended recovery. We review carrier financial strength and occupation classes to keep premiums efficient.
We verify occupation class upgrades and own-occupation definitions that can drastically improve eligibility for professionals, contractors, and first responders.
Already have employer-sponsored disability insurance? We layer individual benefits to close income gaps without over-insuring.
Your policy is delivered with all required disclosures, HIPAA authorizations, and electronic delivery consents for a seamless audit trail.