Protect Your

Mortgage protection insurance specifically pays off your mortgage if you pass away, with the benefit going directly to your lender. Life insurance provides a cash benefit to your chosen beneficiaries that they can use for any purpose, including paying off the mortgage plus other expenses.

No, most mortgage protection policies don't require a medical exam. You'll just need to answer a few health questions. This makes it an excellent option for those with health conditions who might not qualify for traditional life insurance.

Your coverage should match your current mortgage balance. As you pay down your mortgage, your coverage amount decreases accordingly, which helps keep premiums affordable. Use our calculator to help you determine the right amount.

Once your mortgage is paid off, your mortgage protection coverage ends. However, you can convert to a traditional life insurance policy or purchase new coverage to protect your family's other financial needs.

Most applicants can get coverage within 24-48 hours of approval. Since there's no medical exam required, the process is much faster than traditional life insurance. You'll receive your policy documents electronically immediately upon approval.